Home loans,with acredit mind behind them.
Our backgrounds are in credit, property investment and capital markets. We understand how lenders assess your application, structure your lending around your circumstances and stay with you through every refix.
Our advice is free. Lenders pay us when your loan settles.
Property finance people, giving home loan advice.
We've sat on the lender's side of the table
Our team's backgrounds are in credit assessment, property finance and capital markets. We know what a credit team looks for, so your application is built to answer their questions before they ask them.
Built for property and business owners
Investors with more than one property. Business owners whose income does not fit a payslip. Families buying their next home while they still own the last one. That is where structure matters and where we spend our time.
By introduction and for the long run
We work closely with accountants, lawyers and the other people you already rely on and we take every introduction seriously. You'll have one adviser, their direct number and the same person at every refix.
A mortgage is a credit decision.We treat it like one.
Your application is built to answer the lender's questions up front and the structure should still make sense in five years.
One adviser, from first call to every refix.
Choose the adviser who suits you. You'll have their direct number and they'll be the one you deal with when your rate comes up for review.
Frank Fa
Financial Adviser · FSP1012734
Thirteen years in property investment at CBRE China, then senior credit manager. Frank explains the New Zealand lending system in your own language and stays with you long after settlement.
Taneel McCann
Financial Adviser
More than 15 years in lending, most recently as a senior lender at MTF Finance. Taneel works with first home buyers, families, investors and business owners and keeps the advice plain and the answers straight.
For agents, accountants and lawyers
Introducing a client to us
With your client's permission we'll keep you updated at each stage. Your client gets a clear answer quickly and the relationship stays yours.
Four steps, one person beside you.
First conversation
Tell us about your situation. No commitment, no jargon.
Compare lenders
Your adviser compares options across our panel of banks and non-bank lenders.
Apply and get approval
We handle the paperwork and keep you updated at every step.
Move in and stay in touch
Your loan settles. You get the keys. Your adviser is still your adviser at every refix.
From a first home to a full portfolio.
Pick a time, pick an adviser.
Choose Frank or Taneel in the booking calendar and they'll confirm your free, no-obligation chat. Video, phone or in person at Quay Street.
Book a chat